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When Someday Becomes Today

May 1, 2016

GrowOldAlongWithMeI have always had a mental picture of how I would spend my ‘old age’ (which, until I met my now-husband, was a rather solitary vision) – I would take up residence in an idyllic cottage with lots of windows, a generous front porch and an English-style garden, and spend my days writing and socializing with cats instead of people. As luck would have it, before I reached that point, I met a man I wanted to spend the rest of my life with, and his vision for retirement wasn’t all that different from mine (he wanted a large plot of land somewhere in the country where he could ‘tinker with cars’ – as I call his passion for anything with an engine and four wheels – and leave the hubbub of the city behind). It didn’t take much to meld our individual dreams into a single fantasy of ‘life after work’, and we started planning –albeit unhurriedly – for that ‘someday’ eventuality.

OsoyoosBC

Osoyoos, BS

In the beginning, our ‘perfect’ retirement property was far to the west – the Okanagan Valley area of British Columbia to be precise. The promise of wide open spaces, moderate year-round temperatures, and a view of the mountains was enticing (and 15 years ago, it was an affordable dream). But as prices in that area of the country skyrocketed, reasonably priced properties became scarce. That reality, combined with my reluctance to actually move 3,000 miles away from my two boys (who were grown but still a vital part of my life), had us shifting our focus a little closer to ‘home’.

 

GoderichON

Goderich, ON

Our next choice was the eastern shores of Lake Huron. My parents had retired to a small town there in 1981 and my boys and I had a lot of fond memories of time spent in the area. Our main focus was an area slightly north of where my parents had lived, near a community that has been called ‘Canada’s prettiest town’. I had vacationed there in 2007 and found the town charming and the people disarmingly friendly. Research showed there were properties available that met our criteria, in a price range we were comfortable with. However, the weather can be dicey (particularly in the winter when the winds whip in off Georgian Bay) and there was the genuine threat of wind turbines being built on the cliffs above the lake (something I wanted to avoid at all costs; two wind farm developments have since been approved in the area, despite protests from nearby residents about the negative impact on humans and farm animals).

 

PortColborneON

Port Colborne, ON

So we turned our attention to properties further south – closer to Lake Erie than Lake Ontario (where we currently live). Attractive homes on generous plots of land at reasonable prices were plentiful and the weather, we knew, would be very similar to what we were used to. I kept an eye on realtor.ca (the Canadian multiple listing service site) and printed out examples of ‘perfect places’ for future reference. Unfortunately, some of the areas we were considering were also being targeted for wind farm developments, and more people seemed to be moving out of the area than into it, so we knew we would have to be very careful. But it seemed entirely do-able.

 

Then things changed again. In February 2015, my eldest son and his wife blessed me with my first grandchild. I couldn’t have been more thrilled. However, the reality of travelling even further than I already do to visit (I spend one day a week with my precious granddaughter; it’s a 75 minute drive each way) was daunting. So our focus shifted again – to an area a little closer to the grandbaby and her parents, but still not too far distant from son number two and his wife.

And this time, it was for real. My husband had decided he’d had enough of the rat race (I’d retired in 2010) and he moved his retirement date up a full year – to September 1 of this year. It was time to get serious about finding our perfect retirement home.

I spent quite a bit of time over the next several months looking online at properties in our ‘target zone’. Prices were a little higher than in the other areas we’d considered, and there were fewer places available (especially on several acres of land, which was a must; we wanted to distance ourselves from annoying neighbours). We debated selling first, renting something for a year, buying land and building my dream house (I have a well thumbed catalogue from Viceroy Homes – the two pages I’d ‘bookmarked’ for consideration were mid-sized houses with soaring windows and loft bedrooms that would provide clear views over our ‘country estate’) and his dream ‘shop’ (something large enough to accommodate our daily drivers as well as work-in-progress cars and all the paraphernalia that goes with his ‘hobby’). But neither of us was particularly keen on turning our lives upside down for a year or more to see that plan through. We wanted to buy something already built and move-in ready.

So, in March of this year, we decided to connect with a realtor who specialized in properties in the area and get some professional help. We made arrangements to meet for coffee on Saturday, April 2 at a restaurant in Paris (Ontario; a lovely little town central to the zone where we hoped to buy) to give her our ‘property profile’.

In order to prepare for that meeting, on the Friday I decided to expand my search criteria slightly to see if I could find something (anywhere in southern Ontario) that was approximately what we were looking for (as an example to accompany the detailed list I’d already typed up related to property size, setting, home type, number of bedrooms, etc.) I certainly didn’t expect to find a ‘perfect’ match. And I absolutely never imagined finding it a mere five minutes outside the area we’d been perusing for months. But I did.

I don’t believe in ‘coincidence’. I have faith, instead, in fate (or karma or kismet or serendipity or whatever you want to call it when miracles happen that simply cannot be explained any other way). Months ago, when my husband and I had been discussing when to start the house-hunting process, a little voice in my head said “April 1st. I had no idea at the time what that meant, but I filed it away. As I sat in front of my computer, staring at the house of my dreams sitting next to the shop of my husband’s dreams nestled in the midst of a forest, those words came back to me in a flash. It was April 1st. I had found what I thought was an impossible dream. Months before we had anticipated being ‘lucky enough’ to even come close. And with almost no effort. Could it actually be true?

House

This is the style of house I had only ever dreamed of owning!

When I showed my husband the listing that evening, he asked me if it was an April Fool’s joke. “No,” I said, “It’s real.” We agreed to contact the realtor we were scheduled to meet the next day and ask if she could get us a viewing (the listing agent just happened to work for the same real estate firm she did, only out of another office). She booked us in for the Saturday at 12:30. We met her there. We fell in love immediately with the property, the house, the shop. Smartly, she suggested we go back the next day for another, less ‘emotionally-driven’ look. We did. We still loved every inch of the place. Pride of ownership was evident throughout (the seller had upgraded flooring, mechanicals, the kitchen and so much more prior to listing the property; family circumstances were forcing him to sell – he had tears in his eyes when he talked about having to move).

Shop

The shop is actually bigger than the house!

We couldn’t have built a more perfect house (or shop) on a more perfect property for the price he was asking. The house is a cedar chalet style with soaring windows and a loft bedroom; the shop is fully insulated with its own woodstove, three garage doors, and room for eight vehicles; the property is a heavily forested 4½ acres several miles from the nearest ‘big city’, but close enough to several smaller ones – and a couple of lovely little towns – to not feel totally isolated. It’s a 50 minute drive north to son number one’s home, and only 60 minutes east to son number two’s. Perfect doesn’t even begin to describe it.

Forest

There’s 4.5 acres of trees surrounding the house.

We put in an offer that afternoon; it was accepted the next day. We take possession the end of July. We can hardly believe it. Everything we have ever wanted, hoped for, dreamed of, has come true. “Someday” has become “today”.

Of course, that’s just the beginning of our journey towards actual retirement. Now comes the hard part (packing up and prepping this house – where we’ve lived for 16 years – for sale; living ‘minimally’ while it’s on the market; adjusting our schedules to accommodate viewings; making hard decisions about what to keep and what to take and what to do with the rest) – but that’s another post altogether!

In the meantime, I’m ever so glad now (and forever more) that I’m on … the other side of 55.

 

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13 Comments
  1. July 5, 2016 2:44 pm

    Wonderful post….

  2. Yvonne Harris permalink
    May 6, 2016 4:15 pm

    Sorry Port Colborne (where we ended up!) didn’t match your criteria, but glad you found everything you were looking for. Have a wonderful time in your new home.

    • May 7, 2016 11:16 am

      We love the Port Colborne area (we travel down that way on the bike quite often) but the extra distance to Kitchener and my granddaughter was unfathomable for me. We’re thrilled to have found something much closer to the kids. Hope you and your family are well!

  3. May 3, 2016 7:36 pm

    Congratulations! Oh, maybe another grandbaby is what’s next….?

    • May 4, 2016 7:23 am

      Thanks! Another grandbaby would be wonderful – but perhaps in a couple of years. I need time to catch my breath!!!

  4. May 2, 2016 10:46 am

    How absolutely wonderful!! Dreams really do come true. 🙂

    • May 2, 2016 10:56 am

      It’s hard to believe. Retirement. Granddaughter. Perfect home. I can’t wait to see what’s next!!!!!

  5. May 1, 2016 10:29 pm

    Oh, Margo, congratulations to you both! What a beautiful property! And as one who is about to start building the shop portion of our “retire in place remodel,” I get how wonderful it will be for your hubs to have his own “car guy” space. Enjoy your journey! I’ll be following closely!

    • May 2, 2016 7:59 am

      Thanks. We love this house and might have stayed but its just too close to neighbours and there wasn’t enough space for my husband to really ‘get his hands dirty’ (LOL!) We’re very excited about the move and the idea of finally REALLY retiring!

  6. May 1, 2016 6:04 pm

    Congrats! That looks fantastic!

  7. May 1, 2016 4:41 pm

    Thank you for sharing! We loved this post.

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